Debt Collectors

Dealing With Debt Collectors

A debt collector may contact you over the telephone, by mail, in person, or by fax. The debt collector cannot call you at unreasonable times or places. Typically, this means that they should not call you before 8:00 a.m. in the morning or after 9:00 p.m. at night unless you agree to let them call you at those hours.

We can help set you up on a debt management plan and all these calls should stop.

In the meantime, you should always keep copies of everything that the debt collection agency sends you. Use a file folder or large envelope and keep all of your letters together. Always keep copies of everything that you send to them.

dealing with debt collectors


	Amount of Debt*
	Number of Creditors*
	Monthly Income*
	Monthly Outgoings*
	Full Name*
	Contact Number*
	Email*
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Debt Collectors

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